Tools
Start with your own numbers
All free to use, nothing to sign up for, and your figures never leave your own device.
Day to day money
Whānau budget planner
Put in what comes in and what goes out. See your total income, your total spending, and what is actually left over, weekly, fortnightly or monthly.
Open the planner
Budget split calculator
See what 50/30/20, 70/20/10, 80/20 or 60/20/10/10 actually gives you each week, fortnight and month, and which money style fits you.
Open the calculator
Buying a home
Savings plan calculator
What a deposit takes, both ways round. What you need to save to hit a date, and how long it takes at what you can actually afford. Includes your KiwiSaver.
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How much could I borrow?
A transparent estimate using the stress test rate banks actually apply, with every assumption on screen so you can see which lever moves the number.
Open the estimator
Mortgage repayments
Your repayments weekly, fortnightly or monthly, what the loan costs over its life, and what paying a bit extra each time would save you.
Open the calculator
Something missing?
If there is a calculation you find yourself doing on the back of an envelope, tell us and we will look at building it.
These tools are for planning only and are not personalised financial advice. For advice about your own situation, book a free chat.